What is The Best Medical Travel Insurance
Traveling Outside your Country? You MUST buy Travel Medical Insurance
Let me start out by telling you a little story that will get you asking “What is The Best Medical Travel Insurance?'” Terry and I had been living in Panama for a few years enjoying life. She found a very good price on a seven day cruise that left Panama and traveled to Colombia, Caracas Venezuela, Curacao and Aruba . It not only had a cheap price tag but it was “All Inclusive” and included free booze! Did not take her much convincing to get me online and reserving our tickets.
As I was preparing to pay for the tickets, a link appeared to buy Travel Medical Insurance. Being the cheap guy that I am, I contemplated this in my mind back and forth. I thought the price was quite a bit for seven days and was balking. At the last minute I clicked on the button and added in the insurance. And Thank God I did!
Our first day out of Panama was a “day out at sea”
The ship did a slow trip to Colombia and was scheduled to arrive in the early morning. What a great time! We enjoyed free drinks around the pool great food and a wonderful night of entertainment. We hit the sack late with smiles on our faces. We were ready for a wonderful seven days living the high life!
We both awakened at about four in the morning
As with most nights, “nature called” and we both got up to use the bathroom. Terry made it first and I started crawling out of bed in the dark. As I stood up, my legs cramped up worse than they had ever cramped up in my entire life. I was in the middle of the cabin with my feet straight out standing on the tip of my toes! Stupid me, I was fighting not to fall over and keep my balance. Suddenly, I felt and heard a loud “crack”. The pain then laid me to the ground.
I yelled out to Terry, “Terry! I just broke my toe”!
Her answer to me was “yeah sure you big baby, I am sure you didn’t break your toe”. She flipped on the light and we both looked down at my foot. Holy cow! The big toe was pointing off to the right at an angle and you could see the whiteness of the bone sticking out to the left. I had indeed broken it and had an open fracture. Terry was not happy, she wanted to go back to bed.
The Hospital on the ship was wonderful
There were two doctors in the ship hospital and they quickly started an IV and administered Antibiotics and Pain Killers. They also X-Rayed the toe even though it was very obvious that it was indeed fractured. The doctors told me that if it was not an open fracture that they could indeed realign and splint the bone. However, It was an open fracture and needed surgery.
The Ship’s people arranged transportation to a hospital
I was taken to one of the nicer (and most expensive) hospitals in Cartagena, Columbia. Once there, we were greeted by a Orthopedic Surgeon and after a thorough check of my toe, he told me in Spanish, “Si senor, tú necesitas cirugia” (you need surgery) And Off I went to surgery.
I won’t go into detail about the surgery
But, we were fighting the clock and had to get back on the ship! Terry had been waiting for me all day in the waiting room and was finally called up to pay the bill. They handed her a bill with a total of 59,000,000 Colombia Pesos! When pressed they explained in American Dollars, it was only $3,100. She handed over the credit card, we got out of the hospital and made it back in time before the ship left the port.
Yes, it sucked to break my toe but I did it right! I bought the insurance!
I really think that I overpaid for my surgery, but what could I do? We were in a foreign country and we were overwhelmed with the emergency. This surgery was just a small bone. Can you imagine what the bill would have been for something major? We were able to finish the cruise, (me hobbling along) go home and turn in the claim to the insurance company.
I vowed I would never be anywhere without Health Insurance!
Let’s face it guys, when you leave your home country, your medical insurance no longer covers you. Read your policy before you leave on your trip. Protect yourself, an insurance policy can make the difference in a small medical problem and a catastrophe.
Watch this Informative short Video On Atlas Travel Insurance
Here is a Review on Atlas Travel Insurance What is The Best Medical Travel Insurance
Please take some time and look through this web page for this Reputable Travel Medical insurance company. See if it was what you need and let them give you a free quote.
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